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Editorial policy

This policy documents how the content is produced, what pays for it, and what the site does not claim. It is written as a short list of conditions so that you can check each one against the pages.

  1. Drafted with AI tools, no bylines
  2. Calculator assumptions shown on the page
  3. Ads and advisor fees do not touch the copy
  4. Reported errors are corrected

How the content is produced

  1. Method

    AI-assisted drafting and structuring: articles are produced with AI tools helping at both steps. Articles carry no byline and no named sign-off, and the site makes no pretence of peer review. Treat each one as a general explanation of a topic, and check the parts that bear on a real decision, since general text cannot know your contract, your employer's plan or your state's rules.

  2. Calculator assumptions

    Each calculator publishes its assumptions on the page and executes in your browser. Vary an assumption and the output varies. That is the design, and it is also why a single result should never be read as a forecast. Rates, limits and thresholds move, so confirm any figure that drives a decision.

  3. Funding

    Revenue sources: advertising, and advisor payments for introductions. Neither source selects, purchases or alters article text. No fee buys a sentence, and nothing on the page is sponsored copy.

  4. What is not claimed

    The site does not present its articles as the work of named authors. The only assurance it gives about advisors is narrow: registrations are checked against the public SEC record at sign-up. Only advisors at SEC-registered firms can receive introductions; that is checked against the public record at sign-up and before each purchase.

  5. Error reports

    Submit a wrong figure, rule or explanation through the contact page, and say which page and which figure. A confirmed error is fixed in the published text.